Next steps
Bank Watch
Source: BDPolicyLab Watch record and cited public sourcesAs of 2026-07-05
The bank maintains a strong capital adequacy ratio of 17.1% and is focusing on expanding its CMSME financing portfolio to 27% by 2029.
Bangladesh Bank issued a circular lowering the maximum penalty interest rate on overdue loans to 0.5%.
Dutch-Bangla Bank reached its ex-dividend date for the 2025 financial year.
The bank signed a participation agreement with Bangladesh Bank to join the Tk3,000 crore Cluster Financing Scheme.
Shareholders approved a 30% dividend (25% cash and 5% stock) at the 30th Annual General Meeting.
The bank re-appointed two directors and appointed two new independent directors during the AGM.
Incorporated as a public limited company under the Companies Act 1994 and commenced operations June 3, 1996 as Bangladesh's first Bangladeshi-European banking joint venture with FMO (Netherlands Development Finance Company). FMO has since sold its entire stake (final 1% offloaded after selling 29% earlier; exit completed circa 2019-2020); a Hong Kong-based investor remains as the lone identifiable foreign shareholder per Wikipedia. Foreign ownership percentage is not confirmed from a current primary source and is left null. Government ownership is nil (purely private). Paid-up capital BDT 9,660 million (Tk 966 crore per 2024 DSE/annual report data). Authorized capital BDT 15,000 million per Banglapedia (2020); no update found in 2024-2025 disclosures. Network figures (branches 243, sub-branches 332, ATMs 8,250, agent outlets 5,620) from official DBBL homepage (dutchbanglabank.com, accessed May 2026). Employee count 8,965 per Wikipedia citing 2026 figure. Chairman Sadia Rayen Ahmed elected June 12, 2023 at the 267th Board meeting (per New Age BD, TBS News, MarketScreener reports); she succeeds Sayem Ahmed. MD/CEO Md. Ahteshamul Haque Khan effective February 7, 2026 per multiple press reports. CRAB rating AAA/ST-1 stable dated May 28, 2024 per CRAB official announcement. FY2025 financials: total assets BDT 817,797.57 million and equity BDT 60,070.49 million per investing.com (derived from DBBL disclosures); net profit BDT 9,647.68 million and CRAR 17.13% per DBBL PSI disclosure April 28, 2026 and press coverage. ROA (1.18%) and ROE (16.06%) derived from net profit divided by total assets and total equity respectively (FY2025). FY2025 deposits and gross loans were not found in accessible primary sources and are left null. For reference: FY2024 (ended Dec 31, 2024) deposits were BDT 521,872.5 million (10.4% YoY growth from 472,590.1 million) and gross loans/advances were BDT 428,689.4 million per 29th AGM press reports; CRAR was 13.83%; net profit was BDT 4,734.76 million; total assets BDT 679,875.5 million. NPL ratio: FY2023 NPL was reported at 4.14% by press analysis; FY2024 and FY2025 NPL ratios were not found in accessible primary sources. verification_status=partial: FY2025 deposits, loans, NPL, and CET1 ratio not confirmed from accessible primary sources; foreign ownership pct not confirmed.
Aziz Halim Khair Choudhury was appointed as external auditor and Hoda Vasi Chowdhury & Co. as compliance auditor.
CRAB assigned a surveillance rating of AAA (Long Term) and ST-1 (Short Term) with a stable outlook.
Source: 21 primary source linksAs of 2026-07-05