Janata Bank PLC

Verification status 'partial': core financials (net loss, NPL stock, NAV per share, LPS) verified from TBS news report citing the FY2025 audited accounts (published 2026-05-06); audited PDF at jb.com.bd timed out during fetch. Balance sheet totals (total_assets_bdt, total_deposits_bdt, total_loans_bdt) for FY2025 not reported in press; last confirmed figures are FY2024 from the 18th AGM (July 2025): total assets Tk 1,47,137 crore, deposits Tk 1,09,810 crore, loans Tk 98,388 crore (per TBS AGM report and annual report data cross-check). FY2025 npl_pct is not derivable without confirmed FY2025 gross loans; June 2025 interim NPL ratio was 75.91% (Bonikbarta, BDT 721.07 billion NPL on approximately BDT 951 billion loans). capital_adequacy_ratio_pct is null for FY2025 year-end; June 2025 interim figure of -84% (capital deficit Tk 57,330 crore) is cited by finance ministry assessment per search aggregation; earlier H1 2025 BB data showed -3.25% suggesting significant methodology or provisioning revision between interim periods. branch_count 929 as of December 2023 per Banglapedia (912 domestic + 4 UAE + 13 sub-offices); bankingallinfo.com cites approx. 927 for 2024; treated as approximately 929 (last confirmed primary source figure). employee_count 12,619 as of September 30, 2023 per PMIS data; 11,483 is 2020 figure from Banglapedia. paid_up_capital Tk 2,314 crore (BDT 23,140,000,000) and authorized capital Tk 3,000 crore (BDT 30,000,000,000) confirmed by Banglapedia (2020), bankinfobd, and multiple 2024 sources as unchanged. chairman M Fazlur Rahman: appointed by Financial Institutions Division notification 2024-08-28 (TBS, The Independent BD). md_ceo Md. Mazibur Rahman: joined as MD 2024-11-07 per The Financial Express and New Age; earlier named 'Mojibur' in some TBS articles but 'Mazibur' confirmed in Financial Express, New Age, and Janata Capital subsidiary page. rating: no credit rating found in press or official site for FY2025; SOCBs with deeply negative CAR are typically not rated by CRAB/CRISL on a commercial basis; set null. Legal basis confirmed: Bangladesh Banks Nationalisation Order 1972 (P.O. No. 26) + Bank Companies Act 1991. Website confirmed as jb.com.bd (official domain; janatabank-bd.com is a subdomain used for PMIS and help desk). FY2025 audited financial statements published 2026-05-06; same-day TBS article confirms figures used in this record. [Correction 2026-05-20: net_profit_bdt and npl_bdt had a 10x error. FY2025 audited net loss is Tk 3,931 crore = BDT 39.31 bn (TBS, tbsnews.net/bangladesh/janata-bank-suffers-tk3931cr-loss-2025). npl_bdt set to the latest verified stock, Tk 72,107 crore = BDT 721.07 bn as of June 2025 (Dec-2025 year-end NPL stock not separately disclosed in press).] Activity evidence hold: removed 3 exact generated refresh event(s) on read. Generated scores, positions, activity actions and verification stamps are unavailable. Retained events and unmatched action text require source review; original raw records are unchanged. Financial fields matching legacy class defaults are unverified pending document review; a matching value alone does not establish that the original figure was false.