Dutch-Bangla Bank

DSE: DUTCHBANGL

Banking · DBBL

Dutch-Bangla Bank is a private commercial bank widely recognised for pioneering large-scale agent banking, ATM networks and mobile financial services in Bangladesh. It combines conventional banking with a strong digital and financial-inclusion footprint.

Business: Retail and corporate banking, deposits and lending, an extensive ATM and agent-banking network, mobile financial services, and trade finance.

Market data

Market capitalisation

40,398 mn BDT

Paid-up capital

10,150 mn BDT

Outstanding shares

1,015,036,195

Last price

39.0 BDT

Listed

2001

Market category

A

Source: Dhaka Stock Exchange, fetched 2026-05

Policy exposure

Its prominence in mobile financial services and agent banking places it at the centre of financial-inclusion and digital-payments regulation. Rules on agent banking, MFS interoperability and KYC directly shape how unbanked populations access formal finance through this bank. Source: analysis

A large branchless/agent network raises consumer-protection, fraud and cash-management oversight requirements distinct from branch banking. Inadequate agent oversight can expose low-income users to fraud, a growing concern for the central bank's conduct supervision. Source: analysis

As a conventional commercial bank, its loan-book quality and provisioning are subject to the sector-wide non-performing-loan environment. Asset-quality deterioration constrains the bank's ability to keep extending inclusive credit, linking inclusion goals to prudential health. Source: analysis