The City Bank PLC

The bank is currently navigating the systemic challenge of managing large-scale corporate debt exposure, specifically its involvement in the multi-bank restructuring of the City Group's significant loan portfolio.

FY2024 balance sheet (assets, deposits, loans) sourced from City Bank ESG Report 2024 (reporting period 1 Jan - 31 Dec 2024); net profit (standalone BDT 10,851 mn) from ESG Report page 23; consolidated profit BDT 10,143 mn per DSE filing and Financial Express. Paid-up capital and authorized capital from DSE filing. CRAB rating AA1 confirmed via CRAB website. Hossain Khaled became chairman July 27, 2025 (replacing Aziz Al Kaiser who served from 2007). Mashrur Arefin has been MD & CEO for several years; exact start date not verified in primary sources. ATM count (246) and branch/sub-branch (134/47) from banksbd.org and Wikipedia, consistent with ESG Report references. Employee count 6,707 (including 5,297 regular + 1,410 support/temporary) verified from ESG Report Table p.76. Foreign ownership 5.7% from ESG Report p.34 shareholding chart. IFC holds approximately 5% equity (USD 50 mn investment Nov 2024 plus prior 2016 stake). BASIC Bank merger (proposed Apr 2024 under previous Hasina government) remains unresolved; the BNP-Tarique government's Bank Resolution Act 2026 altered the merger framework materially. Capital adequacy ratio not disclosed in publicly available sources for FY2024; NPL 3.7% (FY2024) and 2.5% (FY2025) verified via multiple press reports.