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Bank Watch
Source: BDPolicyLab Watch record and cited public sourcesAs of 2026-07-05
Dhaka Bank PLC is currently focused on a strategic repositioning from a corporate-heavy lending model to a technology-driven, inclusive banking approach with a heightened emphasis on SME and retail lending.
Dhaka Bank revised interest rates for conventional and Islamic deposit products.
Emerging Credit Rating Ltd assigned a long-term rating of AA+ and short-term rating of ST-1 with a stable outlook.
Board approved 2025 audited financial statements and recommended a 10% cash dividend.
Bank signed participation agreements with Bangladesh Bank for MSME and cluster financing schemes.
Ex-dividend date for the 10% cash dividend for the year ended December 31, 2025.
Branch count of 118 is as of 2026-05-15 (118th branch opened at Gulshan; HR page data for FY2024 mentioned 119 branches and 33 sub-branches, likely including SME/specialty centres in the count). ATM count of 87 from official about-us page (older data, June 2023). Employee count 1,979 from HR page, FY2024. Paid-up capital 10,569.32 million BDT from DSE displayCompany page (as of May 2026, scrip 11118). Authorized capital 20,000 million BDT from about-us page. FY2024 balance sheet figures (total assets 432,838.6 million, deposits 297,296.05 million, net loans 270,504.77 million, equity 22,687.76 million) from investing.com citing audited Dec 31, 2024 statements. Net profit FY2024 Tk 128.13 crore (1,281.3 million BDT) cited by TBS News; this is a 23% decline from FY2023 (Tk 166.52 crore). CRAR 14.54% as of Dec 2024 from TBS News sector analysis. ROA 0.30% and ROE 5.65% are derived: 1,281.3/432,838.6 and 1,281.3/22,687.76 respectively. NPL specific figures not publicly disclosed in summary sources; bank is cited among 17 private banks keeping NPL below 10% as of 2024 (The Daily Star). ECRL credit rating AA+/ST-2 Stable verified from official Dhaka Bank credit rating image (wp-content/uploads/2025/07/DBL_Credit_Rating_2024.jpg); rating was based on FY2024 audited financials and valid until 2026-04-07. Chairman Abdul Hai Sarker first elected 2020-08-14 per The Daily Star news report ('Abdul Hai Sarker new Dhaka Bank chairman'); re-elected subsequently. Government ownership 0% per DSE ownership data (April 30, 2026: sponsors/directors 44.25%, public 44.03%, institutions 11.72%, government 0%). Agent banking outlet count not found in primary sources; left null. verification_status=partial: NPL BDT amount, CET1 ratio, and agent banking count not retrieved from primary sources.
Dhaka Bank held its 31st Annual General Meeting via a digital platform.
Bank celebrated International MSME Day 2026 at the Head Office.
Bank celebrated its 31st founding anniversary and announced a strategic shift toward SME and retail lending.
Source: 15 primary source linksAs of 2026-07-05