National Bank PLC

National Bank (NBL) was founded 1983-03-28 as the first Bangladeshi-national-owned private bank; opened first branch at Dilkusha Commercial Area, Dhaka. Wikipedia and banksbd.org confirm 1983 establishment. Branch count 221 + 65 sub-branches per Wikipedia citing operational data; banksbd.org page shows 180 branches (likely stale). Used 221 (more recent per Wikipedia). ATM count and employee count not retrieved from primary sources; set to null. Paid-up capital and authorized capital not retrieved in accessible primary sources; set to null — EPS of -5.30 BDT (FY2024) per stockanalysis.com implies paid-up capital can be approximated but without confirmed share count from primary source we set null. Total assets Tk574,753 million, deposits Tk367,395 million, loans Tk434,420 million all from stockanalysis.com (citing Dec 31, 2024). Notable: shareholders equity collapsed from Tk23,505M (FY2023) to Tk3,687M (FY2024) reflecting Tk17,074M net loss for FY2024 per stockanalysis. NPL 60.5% of total disbursements sourced from Bangladesh Bank data as reported by Daily Star (national-bank-posted-tk-1706-crore-loss-2024-3886631); this figure appears in the same article as the loss figure. Loss per share -5.30 BDT (FY2024) confirmed by stockanalysis. Capital shortfall Tk7,798 crore at Dec 2024 sourced from TBS and Dhaka Tribune sector-wide capital shortfall reporting. Provision shortfall Tk21,921 crore (highest among private banks, as of March 2025) sourced from TBS. CAR not publicly disclosed given severe capital deficit; expected deeply negative. Chairman history: (1) Syed Ferhat Anwar appointed Dec 2023; (2) BB dissolved board again May 2024; (3) Khalilur Rahman acting May 2024; (4) BB dissolved again Aug 20, 2024; (5) Abdul Awal Mintoo elected Aug 22, 2024; (6) Melita Mehjabeen elected Feb 28, 2026. MD Adil Chowdhury joined July 7, 2025 (ex-Bank Asia President; confirmed by TBS and official NBL news). Credit rating: not found in accessible sources; given capital shortfall of Tk7,798 crore, formal credit rating likely withdrawn or deeply sub-investment grade. verification_status=partial: NPL 60.5% sourced from single press reference to BB data; total assets/loss cross-referenced between stockanalysis and press reports. Key figures not verified from official NBL annual report (NBL website has SSL certificate error, PDF not accessible). Activity evidence hold: removed 3 exact generated refresh event(s) on read. Generated scores, positions, activity actions and verification stamps are unavailable. Retained events and unmatched action text require source review; original raw records are unchanged. Financial fields matching legacy class defaults are unverified pending document review; a matching value alone does not establish that the original figure was false.