NCC Bank PLC

NCC Bank PLC is focused on financial resilience, reducing its NPL ratio, and transitioning toward a fully Shariah-based banking institution.

NCC Bank was founded in 1985 as National Credit Limited (investment company) and converted to a scheduled commercial bank in 1993 with initial paid-up capital of Tk39 crore; established_year set to 1993 (operational bank start) per Wikipedia and Banglapedia. Headquarters: 13/1-13/2 Toyenbee Circular Road, Motijheel, Dhaka 1000 per banksbd.org and NCC Bank website. DSE ticker NCCBANK confirmed by stockanalysis.com. Branch count 130 per banksbd.org (search result citing 38 districts) and corroborated by NCC Bank branch network page. Employee count 2,374 per stockanalysis.com company profile. Paid-up capital Tk1,110.42 crore (Tk11,104,200,000) confirmed by search result from NCC Bank investor information. Authorized capital Tk2,000 crore (Tk20,000,000,000) confirmed same source. Foreign ownership 0.04% per shareholding data (sponsors/directors 35.01%, institutions 24.81%, foreign 0.04%, public 40.14%). Total assets Tk348,716 million, deposits Tk250,558 million, loans Tk242,083 million from stockanalysis.com (Dec 31, 2024). Net profit: stockanalysis.com shows Tk4,376 million for FY2024 which appears to be a data issue (possibly gross or before-provision figure); the AGM-confirmed figure is Tk232.67 crore = Tk2,326,700,000 which cross-checks with EPS Tk2.10 * ~1,110,420,000 shares = Tk2,331,882,000 (within rounding). Used AGM-confirmed Tk2,326,700,000. ROA 1.31% and ROE 17.08% from stockanalysis.com ratios page FY2024. NPL: search result citing The Daily Star article 'one-third of local private banks keep NPLs below 10%' gives NCC Bank NPL at Tk1,759 crore, approximately 7.30% of total disbursements (Dec 2024). npl_bdt computed as 7.3% × Tk242,083M ≈ Tk17,672M; however Tk1,759 crore = Tk17,590,000,000 (sourced from press) is used for npl_bdt. This implies NPL% = 17,590/242,083 = 7.27% ≈ 7.3% consistent. CAR not retrieved for 2024 (2023 Basel III report showed 15.04-15.99%; 2024 report SSL error); set to null. CRISL AA+/ST-1 rating as of 2026-05-14 sourced from search result referencing BB ECAI rating list. Chairman M. Abul Bashar removed by BB on 2024-10-12 per Daily Star; Md. Nurun Newaz elected 2024-10-28. MD M. Shamsul Arefin joined May 2024 per TBS and official NCC Bank news page. ATM count and agent banking outlets not retrieved from current primary sources. Sub-branch count not retrieved (Wikipedia mentions 7 as of 2023; not confirmed for 2024). FY2025 results (stockanalysis): assets Tk399,319M, deposits Tk289,513M, loans Tk263,655M, net income Tk4,766M, net revenue Tk13,775M — strong growth suggesting FY2024 figures are correct. verification_status=partial: NPL figure from single press report; CAR not retrieved; net profit reconciled between two sources with AGM figure preferred.