ONE Bank PLC

ONE Bank PLC established May 1999 from official website and Banglapedia. Rebranded from 'ONE Bank Limited' to 'ONE Bank PLC' in 2023. Paid-up capital BDT 10,658.22 million confirmed by DSE company page (1,065,821,887 shares × BDT 10 face value); authorized capital BDT 18,500 million from DSE. Balance sheet FY2024 (total assets BDT 338,616M, deposits BDT 247,622M, net loans BDT 221,089M, equity BDT 23,947M) from stockanalysis.com Dec 31, 2024 data; corroborated by EMIS profile showing total assets grew 5.17% in 2024. NPL BDT 22,480M: classified loans 'Tk 2,248 crore' as of December 31, 2024, reported by TBS News citing the bank's FY2024 audited statements and BB directive. NPL% computed as 22,480M / 221,089M (net loans from stockanalysis.com) = 10.17%; actual gross loans (pre-provision deduction) are higher, so true NPL% on gross loans is modestly lower — approximately 9.5% if using estimated gross loans of ~BDT 235,567M. Using 10.17% here as a conservative upper bound. CAR not publicly confirmed in summary reports; Basel III disclosure PDF exists but was binary-encoded. Net profit BDT 1,319M (EPS 1.24, NAV 22.43) from DSE company page citing FY2024 audited; note this profit is artificially elevated by BB-permitted provision deferral of BDT 17,974.5 crore — absent the deferral the bank would have reported a net loss of BDT 9,954.3 crore. MD/CEO Muhit Rahman effective November 9, 2025 from board-of-directors page; previous MD Md. Monzur Mofiz served from December 23, 2021. Chairman A.S.M. Shahidullah Khan confirmed from multiple sources; specific chairmanship date not found in text-accessible sources. ECRL AA/ST-2 rating valid March 9, 2026 from BB ECAIs list for 2025-26; renewal status as of May 2026 unknown. Branch count 112 as of 2024 from EMIS profile (114th branch opened May 8, 2025 per website news). Employee count 2,555 from PitchBook 2025 data. ATM count not found in any text-accessible primary source; set to null. Listing on DSE: 2003 per DSE company page. Verification status partial: CAR not confirmed, ROA/ROE not confirmed, ATM count null, chairman_since not confirmed, ECRL rating renewal status unknown. Activity evidence hold: removed 3 exact generated refresh event(s) on read. Generated scores, positions, activity actions and verification stamps are unavailable. Retained events and unmatched action text require source review; original raw records are unchanged. Financial fields matching legacy class defaults are unverified pending document review; a matching value alone does not establish that the original figure was false.