Shahjalal Islami Bank PLC

Shahjalal Islami Bank PLC is positioning itself as a resilient institution with strong deposit and investment growth to distinguish itself from competitors facing liquidity and governance challenges.

ISLAMIC BANKING MAPPING: Total investments (Shariah-equivalent of gross loans) mapped to total_loans_bdt (BDT 293,746 mn from stockanalysis.com FY2024 balance sheet). Classified investments (Shariah-equivalent of NPL) and classified investment ratio could not be retrieved from any accessible primary or secondary source; both set to null. DSE-confirmed paid-up capital BDT 11,129.68 mn; rounded to BDT 11,129,680,000 in full BDT. Authorized capital BDT 15,000 mn from DSE page. Net profit BDT 1,693 mn confirmed by DSE (profit for year line: BDT 1,693.35 mn) and stockanalysis income statement for FY2024. Balance sheet from stockanalysis.com citing Dec 31, 2024: total assets BDT 388,847 mn, deposits BDT 280,983 mn, gross loans BDT 293,746 mn; equity BDT 23,699 mn. Note: investing.com balance sheet shows BDT 429,466 mn for a later period (likely Q4 2024 or Q1 2025 TTM); TradingView quotes Q1 2026 assets at BDT 431.62 bn. Stockanalysis FY2024 figure of BDT 388,847 mn is used as the Dec 31, 2024 audited figure. Discrepancy flagged: investing.com and stockanalysis differ by ~BDT 40 bn; possible period mismatch. CAR not retrieved from any publicly accessible source; ranked 13th among listed banks on CAR in 2024 (Bonikbarta composite). ROA and ROE not retrieved from primary source; investing.com TTM ratios (ROA 13.66%, ROE 14.58%) appear to reflect TTM not FY2024 audited and are excluded. Chairman Mohammed Younus elected Jan 29, 2026 (404th Board Meeting, FE article). AK Azad was chair immediately before (re-elected Jan 8, 2025 at 389th Board Meeting, then replaced). MD/CEO Mosleh Uddin Ahmed joined Oct 3, 2022 (TBS News); no indication of departure as of May 2026. Branch count 142 and operational network (5 sub-branches, 151 ATM/CRM, 143 agent outlets) from official SJIBL homepage as of May 2026. Employee count not publicly disclosed on accessible pages; set to null. Rating AA+ / ST-2 from ECRL confirmed in secondary search result; primary ECRL announcement URL or date not retrieved. Ownership: sponsor/director 43.01%, institutional 24.22%, public 32.77% as of April 30, 2026 (DSE). Foreign ownership within institutional not separately disclosed; set to null. FY2025 standalone net profit surged 118% to Tk368 crore (BDT 3,680 mn); AGM May 24, 2026. verification_status=partial because NPL ratio, CAR, ROA, ROE, and employee count not confirmed from primary source.